Welcome to your finished lake and mountain escape at Cottage Club Ghost Lake - now complete, move-in ready, and offered at a refreshed price. This beautifully built modern cottage sits in one of Alberta's most desirable gated recreational communities, surrounded by Rocky Mountain views, lake access, walking paths, environmental reserve, recreation amenities, and year-round lifestyle appeal. This 3-bedroom, 3-bathroom home offers over 1,410 sq. ft. of developed living space with quality finishes, a warm modern feel, and the comfort of a new build without the wait. The main level features vaulted ceilings, an open-concept layout, a stylish gas fireplace, and a bright living area that flows into a well-appointed kitchen with stainless steel appliances, quartz countertops, sleek cabinetry, and a generous island. A main-floor bedroom/flex room and full bathroom add excellent function for guests, family, or working from the lake. Upstairs, the private primary retreat features a spacious layout, walk-in closet, and luxurious 5-piece ensuite. The fully finished lower level adds a large family room, additional bedroom, 4-piece bathroom, laundry, and extra storage - ideal for guests, movie nights, kids, or a quiet home office setup. Outside, enjoy covered front and back porches for morning coffee, evening BBQs, fresh mountain air, and relaxing after a day at the beach or on the lake. Cottage Club offers a true four-season lifestyle with a private beach, boat launch, indoor pool, fitness center, recreation center, walking trails, and more - all within a peaceful gated community approximately 45 minutes from downtown Calgary. Whether you are looking for a weekend getaway, family retreat, or year-round lake lifestyle close to the city, this completed cottage is ready to enjoy now.